Blackjack Surrender
Blackjack Surrender is a realization of the game well-known in most casinos of the world – Blackjack. In Blackjack Surrender, a player competes against the Dealer. The goal of the game for a player is to beat the Dealer’s hand by either getting a better hand without exceeding 21 or by the Dealer’s hand going bust (going over 21). The game is played with 4 card packs.
Both the player and the Dealer are dealt two cards, and from there, the player may request as many cards as he wants, as long as he doesn’t exceed the value of 21. After the player finishes with his hand, the same process occurs to the Dealer’s hand, after which the two hands are compared, bets paid or collected. The only difference from the classical Blackjack game is ‘Surrender’ option that allows player to surrender after first two cards are dealt to him.
A Blackjack is a total of 21, when a hand contains an Ace and any ten-valued card (Jack, King, Queen or Ten), but only in case these two cards are the first two cards dealt to a player or Dealer.
Card Values
Blackjack hands are scored by their point total. In Blackjack, cards are valued in the following way:
• An Ace can be counted as either 1 or 11 (it is explained below).
• The cards from 2 through 9 have their face values.
• 10, Jack, Queen, and King are all valued at 10
The value of a hand is simply the sum of point counts of each card in the hand. For example, a hand containing (5, 7, 9) has the value of 21.

An Ace can be counted either as 1 or 11. An Ace always has the value that makes the best hand. Suppose you have (Ace, 7). The value of this hand can be either 8 or 18. If you stop here, it will be 18.

Let’s assume you’ve drawn one more card. The hand contains (Ace, 7, 8). Its total value is 16.
How to Play
Placing a bet
You are allowed to bet on up to three hands and play for central, right and left players.

To place a bet, use betting chips found at the bottom right part of the table. To select a chip, click the desired one with the left mouse button. You may need several chips to reach the desired bet amount; in this case the stack of chips will be formed on the betting area. To place a chip, use one of the ways provided below:
• Click on a betting square where to place the selected chip.
• Drag and drop the chosen chip on the desired betting square
• Click Repeat button to place a bet equal to the previous one (Note: in case it is your first bet, Repeat control is disabled)
The total bet value is displayed in a small square beside the chips placed. The betting limits are displayed in the frame at the top left side of the game table.
To view betting limits, refer to Casino Betting Limits.
Removing /Decreasing a bet
To remove a bet completely or decrease its value, you need to remove a chip (chips) placed. You may do it in several ways:
• Click and drag chips from the table to the betting chips area
• Select ‘X’ chip and then click the chip/stack of chips placed. The chips will be removed one by one.
• Press CTRL and then left click the chip/stack of chips placed. The chips will be removed one by one.
• Click Clear control to remove all the chips currently placed on the table.

Dealing
Click Deal button to start dealing cards. Once the button is pressed, both you and the Dealer are dealt two cards. You receive cards face up, the Dealer – one card face down, the other one – face up.
If you play multiple hands, several hands will be dealt to you. For each hand, two cards are dealt face up. In this case each hand will be treated separately.
Note: If you are dealt Blackjack, you are immediately paid 1.5 times the placed bet, unless the Dealer also has Blackjack, in which case it is a Push.
The Dealer starts playing his hand once all the player’s hands are completed. The Dealer stands on 17.
Game Options

To proceed with the game:
• Click Surrender button if you are not satisfied with the first two cards dealt to you and do not want to continue the game. You can surrender only after the Dealer checks for Blackjack. If the Dealer has a Blackjack, you are not allowed to surrender. Upon Surrender you receive half of the initial bet back and the game round is over.
• Click Hit button to draw an additional card to a hand (You may draw as many cards as required. If the total reaches 21, you are not allowed to hit any more. If your hand busts (its total exceeds 21), this hand is removed from the table and you lose).
• Click Stand button to stop drawing cards to a hand (‘STOP’ flag will be displayed for a moment)
• Click Double button to make use of ‘double’ option. You may use this option once being dealt two cards. Once Double control is clicked, your original bet amount will be doubled and you’ll be dealt one more card. No more cards can be drawn for this hand.
Depending on the game situation Split and Insurance options may become available.

Split – If first two cards are of the same value (two Aces, two Sevens, etc), you may use ‘Split’ option. Jack, King, Queen have value of 10, therefore two face cards are considered to be acceptable for splitting. This rule applies if you have a Jack and a Ten, for example, or a King and a Ten. Once Split control is clicked, your hand is split into two separate hands. One card is dealt from the shoe to each of two hands, and one more bet is placed on the betting area, equal to the original bet. Each hand formed is treated as usual. It is allowed to split a hand only once.

Insurance – This option becomes available if the Dealer’s up card is an Ace. In this case, a player has the possibility to insure against the dealer’s Blackjack.
‘Insurance’ message, ‘Yes’ and ‘No’ controls appear on the game table.

To make an Insurance bet click the Yes button. In this case an additional bet will be placed, equal to half your initial bet.
• If the Dealer does have a Blackjack, you lose the original bet but your insurance returns 2 to 1. The game continues in its normal way.
• If the Dealer does not have Blackjack, Stand, Hit and Double buttons become available to proceed with the game.

Note: To start playing a new game round, click New Game button. To repeat the bets placed in the previous round, use Repeat control.
Game Results/ Payouts
After a player stands with a hand (stops to draw cards) and after the Dealer completes his hand, the player’s and the Dealer’s hands are compared. The winning hand is considered the one, which total is greater. If a hand has BJ, such hand beats any hand including a regular 21. In case the hand total is greater than 21, such hand busts.
A Blackjack game can have three possible results:
Win – A player wins if his hand total is greater than the Dealer’s hand total, without busting (going over 21). WIN indicator appears near the hand.
Lose – The player loses if his hand total is less than the Dealer’s, or if the hand busts. BUST indicator appears next to the corresponding hand.
Push – Push is a situation where both the player’s hand and the dealer’s hand are of equal value. PUSH indicator appears next to the player’s hand.
• A regular win pays out 1 to 1; this means that a $10 bet pays out $10
• Blackjack pays out 3 to 2; this means that a $10 bet pays out $15.
• In the case of Surrender, half the initial bet is paid to you and the game is over.
• Insurance bet usually pays out 2 to 1; let’s say, a player’s initial bet is $10, he has Insurance option and decides to place the insurance bet (insurance bet equals half the initial bet), in case the Dealer has Blackjack, a player gets 2:1 on his $5 Insurance wager and receives $10.
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